Home Loan Guidance was established to assist homebuyers and homeowners in their search for financing to suit their specific needs. The sole purpose of this site is to answer any of the many questions you may have pertaining to purchasing or refinancing  your home.  You will find information relating to the differences between FHA, VA, USDA and Conventional loans and you will be well equipped with the knowledge needed to make an informed decision. Homeownership is part of the American Dream, therefore it is imperative you are aware of the pros and cons of each loan program before your dream becomes a nightmare. Please do not hesitate to contact us with any questions or information.